Classic & Collector Car Insurance in Pennsylvania

Here at The Good Insurance Group, LLC in Bloomsburg, PA, we know how you treat your classic car and the great lengths you will go to in order to protect it which is why we have spent our time learning about classic car insurance policies and can help you find the right amount of coverage for your classic and collector car. 

Collector car insurance varies between antique, vintage, and classic vehicles. Coverage also differs for classic and antique trucks or motorcycles, imported cars, exotic cars, custom vehicles and suped up hot rods. We can review your vehicle information with you, get quotes from over 20 National name brand carriers and then find a tailored coverage plan that is as unique as your collector vehicle.  It's that simple - one agent, one application, many quotes.  

Classic Car Insurance vs. Regular Car Insurance

Regular car insurance is meant to cover vehicles that are driven on a daily basis.  The Good Insurance Group, LLC understands that your precious classic vehicle is driven much more sparingly.  Depending on the policy chosen, classic car insurance offers lower policy premiums, "agreed value" coverage and no fixed mileage limits. 

Agreed Value vs. Stated Value

An Agreed Value policy guarantees that you will receive the full insured amount of the vehicle (with no depreciation), in the event of a covered total loss.

In contrast, a Stated Value policy (sometimes called “maximum limit of liability”) does not promise to pay the full vehicle value that’s indicated or “stated” on the policy. With regard to a covered total loss, you may receive less than that stated amount, because the insurer has the right to pay either your vehicle’s depreciated actual cash value or the cost to replace your vehicle -- whichever is less. 

The agents at The Good Insurance Group, LLC understand this insurance lingo and can help you make sure you are getting the coverage you need. 

Minimum Coverages Equals Maximum Heartache

The Pennsylvania liability insurance coverage requirement follows the 15-30-5 standard, and that's just for what you pay the other driver. That barely covers the chrome rims and wheel covers on your car, when you consider its production year and overall condition, restored or not.

Protect your passion.  Give us a call at The Good Insurance Group LLC, and we will help you decide what coverage you need to protect your precious classic vehicle from weather damage, accidents, and theft.

Classic Cruisers and Crash Protection

Even the strictest car clubs keep their cool about adding safety features such as seat belts, brake upgrades, modified steering, high-performance tires, and unobtrusive backup cameras when properly installed by professionals. Insurance underwriters love those features, as well. You may qualify for significant discounts, so bring your car's maintenance history and sit down with our highly-qualified Bloomsburg, PA insurance agents to see what coverage will serve you best.