There are countless reasons to fall in love with Bloomsburg, PA. From its vibrant art scene to its rich heritage, it’s easy to see why you may have a home or business here. Now, it’s essential to ensure you can protect your life, which means exploring umbrella insurance. Even if you have other policies, they may not be enough. At The Good Insurance Group LLC, we’ll explain why having this optional policy is so important.
Why You Want to Invest in an Umbrella Policy
If anything happens to your home or your business, you turn to your insurance policy. You file a claim and pay a deductible, and the insurance takes care of everything else, right? It’s nice to believe that. However, the reality is that there are plenty of instances where you don’t have enough coverage.
If your business has $50,000 in general liability coverage, but an accident leads to $75,000 in costs, you could be responsible for the remainder.
If you get into a car accident, the minimum level of property damage coverage that the state of Pennsylvania requires you to carry may leave you in the hole for $10,000 or more. It all depends on the severity of the accident.
An umbrella policy is like your emergency stash. It provides added coverage on an existing policy so that you can limit (or eliminate) the need to pay more out of pocket.
Get an Umbrella Insurance Policy You Can Rely On
When you live in Bloomsburg, PA, it’s important to have a customized umbrella policy that meets your needs. The goal is to ensure that the policy provides sufficient coverage no matter what has happened.
The knowledgeable agents at The Good Insurance Group LLC can help you every step of the way. Call today to discuss the right policy for your home and/or business needs.
