A flood mitigation project involves specialized drying and sanitizing efforts. If you have flood insurance, it’s important to understand how your coverage will apply after a flood event.
Understanding Flood Insurance Coverage
Flood insurance is a specific type of coverage that protects property from rising floodwaters. This coverage allows the insured to seek professional mitigation services. Some flood mitigation services are provided on-site where the flooding has occurred.
Some off-site drying or cleaning processes may be necessary if the flooding was extensive. Complex drying and disinfecting services may also be performed at a mitigation team’s facility.
Dealing with the Aftermath of a Flood
Are you familiar with the steps necessary to restore flooded land and personal property? If you encounter a flood, you’ll need to contact your insurance provider. Once you’ve initiated an insurance claim, you’ll receive guidance on the necessary flood mitigation steps.
You may be advised to leave your property due to the potential danger posed by rising water. An inspection of the land and the flooding will be scheduled. An insurance adjuster, a licensed professional, will inspect the affected property.
Understanding the Drying and Cleaning Process
If your insurance claim is approved, a flood mitigation team will dry and clean the affected property.
The mitigation team’s responsibilities include restoring the property and ensuring that it is safe to occupy. All necessary mitigation steps will be discussed at the onset of a mitigation project.
Schedule a Consultation with an Agent in Bloomsburg, PA
Interested in learning more? Please schedule an appointment with one of our agents at The Good Insurance Group LLC.
