Condo insurance can help protect you from financial liability. When a covered event occurs, your condo insurance policy can help pay to repair or replace things you own that sustained damage. But does your condo insurance policy cover damage from a burst pipe? It’s a good question!
Your insurance agents from The Good Insurance Group LLC, servicing Bloomsburg, PA, can help. We can help you understand your condo insurance policy. Here’s what you need to know.
Will Condo Insurance Cover Damage from a Burst Pipe?
Most condo insurance policies cover damage from burst pipes. Contact your insurance agent or read your policy to find out whether your policy will cover this type of damage. You should have your policy on hand to review when you need it. Suppose you don’t talk to your insurance agent to get help. Your insurance agent can give you a copy of your policy to keep on hand.
If a Pipe Bursts In Your Condo, What Should You Do?
If a pipe bursts in your condo, you should first turn off the water either at the main or at the local valve to stop the water from entering your home. Take pictures of the damage as you go so you can use this information in your insurance claim. Contact your insurance agent as quickly as possible to get information about filing a claim.
Do not hire a contractor to repair your home until you’ve talked to your insurance agent. Your agent will be able to give you directions so that you can ensure that the work you’re doing to repair your home will be covered under your policy.
Do you have more questions? Contact The Good Insurance Group LLC, servicing Bloomsburg, PA. We can answer them for you!
